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			<video:title><![CDATA[3-2-1 Mortgage Interest Rate Buydown Explained]]></video:title>
			<video:publication_date>2022-10-20T02:21:00+00:00</video:publication_date>
			<video:description><![CDATA[Spokane Home Guy CEO Rich Prasser is joined by Catalyst Lending Team Branch Manager Todd Phenneger to breakdown exactly how the 3-2-1 buydown can aid with]]></video:description>
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			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
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		<loc>https://blog.spokanehomeguy.com/spokane-washington-real-estate-mortgage-update-february-2023/</loc>
		<video:video>
			<video:title><![CDATA[Spokane Washington Real Estate &amp; Mortgage Update February 2023]]></video:title>
			<video:publication_date>2023-02-16T17:06:00+00:00</video:publication_date>
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			<video:tag><![CDATA[Newsletter]]></video:tag>
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			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
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		<loc>https://blog.spokanehomeguy.com/spokane-washington-real-estate-mortgage-update-april-2023/</loc>
		<video:video>
			<video:title><![CDATA[Spokane Washington Real Estate &amp; Mortgage Update April 2023]]></video:title>
			<video:publication_date>2023-04-18T16:04:00+00:00</video:publication_date>
			<video:description><![CDATA[Spokane Home Guy Group CEO Rich Prasser gives his thoughts on the current state of the local real estate market, where the market is headed in the coming]]></video:description>
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			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
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		<loc>https://blog.spokanehomeguy.com/spokane-washington-real-estate-mortgage-update-may-2023/</loc>
		<video:video>
			<video:title><![CDATA[SPOKANE WASHINGTON REAL ESTATE &amp; MORTGAGE UPDATE MAY 2023]]></video:title>
			<video:publication_date>2023-05-19T16:01:00+00:00</video:publication_date>
			<video:description><![CDATA[Spokane Home Guy Group CEO Rich Prasser and Loan Officer Matt Norris (NMLS ID# 1073054) from Catalyst Lending Team give their thoughts on the current]]></video:description>
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			<video:tag><![CDATA[Newsletter]]></video:tag>
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			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
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	<url>
		<loc>https://blog.spokanehomeguy.com/spokane-washington-real-estate-mortgage-update-june-2023/</loc>
		<video:video>
			<video:title><![CDATA[Spokane Washington Real Estate &amp; Mortgage Update June 2023]]></video:title>
			<video:publication_date>2023-06-20T15:51:00+00:00</video:publication_date>
			<video:player_loc>https://www.youtube.com/embed/VkTXoLwlzr4</video:player_loc>
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			<video:tag><![CDATA[Newsletter]]></video:tag>
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			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
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	<url>
		<loc>https://blog.spokanehomeguy.com/spokane-washington-real-estate-mortgage-update-july-2023/</loc>
		<video:video>
			<video:title><![CDATA[Spokane Washington Real Estate &amp; Mortgage Update July 2023]]></video:title>
			<video:publication_date>2023-07-13T15:49:00+00:00</video:publication_date>
			<video:description><![CDATA[Each month, we break down for you where the local housing and mortgage market are at, helping you stay informed in the world of real estate. Now in July,]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/1hS8kf1SbLg</video:player_loc>
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			<video:tag><![CDATA[Newsletter]]></video:tag>
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			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
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	<url>
		<loc>https://blog.spokanehomeguy.com/spokane-washington-real-estate-mortgage-update-august-2023/</loc>
		<video:video>
			<video:title><![CDATA[SPOKANE WASHINGTON REAL ESTATE &amp; MORTGAGE UPDATE AUGUST 2023]]></video:title>
			<video:publication_date>2023-08-18T15:43:00+00:00</video:publication_date>
			<video:description><![CDATA[We brought a special guest this week to talk to us about the current state of the real estate and lending market for August 2023 hoping to give all of you]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/LDBY4-r5Gzc</video:player_loc>
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			<video:tag><![CDATA[Newsletter]]></video:tag>
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			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
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	<url>
		<loc>https://blog.spokanehomeguy.com/spokane-washington-real-estate-mortgage-update-september-2023/</loc>
		<video:video>
			<video:title><![CDATA[Spokane Washington Real Estate &amp; Mortgage Update September 2023]]></video:title>
			<video:publication_date>2023-09-21T15:29:00+00:00</video:publication_date>
			<video:description><![CDATA[Mike Hogan (NMLS # 4538) of Chimney Rock Mortgage returns to talk to Rich Prasser about the Spokane market again in the middle of September 2023. They]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/Zc2y6HtQ3rU</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/09/zc2y6htq3ru.jpg</video:thumbnail_loc>
			<video:duration>452</video:duration>
			<video:view_count>36</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-if-mortgage-rates-dont-go-down/</loc>
		<video:video>
			<video:title><![CDATA[What if Mortgage Rates Don’t Go Down? | SPOKANE WASHINGTON REAL ESTATE MARKET OCTOBER 2023]]></video:title>
			<video:publication_date>2023-10-23T23:51:00+00:00</video:publication_date>
			<video:description><![CDATA[Have you thought about the possibility that mortgage rates don’t come down in the coming months? Everyone keeps saying they are waiting until the rates]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/VM4VesMUUoM</video:player_loc>
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			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-if-mortgage-rates-dont-go-down-zta52/</loc>
		<video:video>
			<video:title><![CDATA[Does Waiting to Buy a House make sense right now? | SPOKANE WASHINGTON REAL ESTATE MARKET NOVEMBER 2023]]></video:title>
			<video:publication_date>2023-11-17T00:30:00+00:00</video:publication_date>
			<video:description><![CDATA[Does it make sense to wait to buy a house right now?]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/3-HWp0CT5rk</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/3-hwp0ct5rk.jpg</video:thumbnail_loc>
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			<video:view_count>21</video:view_count>
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			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/looking-ahead-to-2024/</loc>
		<video:video>
			<video:title><![CDATA[Looking Ahead to Real Estate in 2024 | SPOKANE WASHINGTON REAL ESTATE MARKET DECEMBER 2023]]></video:title>
			<video:publication_date>2023-12-21T17:50:28+00:00</video:publication_date>
			<video:description><![CDATA[We've seen a very transitional market within real estate in 2023. And still, in comes 2024 with its own new challenges. Where will the market go?]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/YbhAIaIUJf8</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/12/ybhaiaiujf8.jpg</video:thumbnail_loc>
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			<video:view_count>72</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/good-rates-news/</loc>
		<video:video>
			<video:title><![CDATA[Positive Mortgage Rates News in 2024 | SPOKANE WASHINGTON REAL ESTATE MARKET JANUARY 2024]]></video:title>
			<video:publication_date>2024-01-19T03:24:06+00:00</video:publication_date>
			<video:description><![CDATA[2024 has already brought some good news for buyers on the mortgage rates front. Rich and Mike let you know what to expect as this year continues.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/OMHcXoX2iVc</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/01/omhcxox2ivc.jpg</video:thumbnail_loc>
			<video:duration>391</video:duration>
			<video:view_count>81</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/more-buying-and-selling/</loc>
		<video:video>
			<video:title><![CDATA[HOMEBUYING HIBERNATION OVER? SPOKANE WASHINGTON REAL ESTATE &amp; MORTGAGE UPDATE FEBRUARY 2024]]></video:title>
			<video:publication_date>2024-02-15T22:41:24+00:00</video:publication_date>
			<video:description><![CDATA[Rates have been trending in the right direction for everyone, and the home sales have started to tick up in our local market. Rich and Mike explain what this means for you as a homebuyer or home seller.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/4Xbm5vDhwWA</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/02/4xbm5vdhwwa.jpg</video:thumbnail_loc>
			<video:duration>334</video:duration>
			<video:view_count>36</video:view_count>
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			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/march-2024/</loc>
		<video:video>
			<video:title><![CDATA[Should I save money or pay down debt? | SPOKANE WASHINGTON REAL ESTATE UPDATE &amp; MORTGAGE MARCH 2024]]></video:title>
			<video:publication_date>2024-03-19T22:37:45+00:00</video:publication_date>
			<video:description><![CDATA[Would a homebuyer be better off paying down their current debt than trying to save a lump sum of money for a downpayment?]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/_cXJZkCAQR4</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/03/cxjzkcaqr4.jpg</video:thumbnail_loc>
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			<video:view_count>45</video:view_count>
			<video:width>480</video:width>
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			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/april-2024-spokane-real-estate-market/</loc>
		<video:video>
			<video:title><![CDATA[April 2024 - Inventory, Inflation, and Price information in the Spokane Market]]></video:title>
			<video:publication_date>2024-04-18T04:39:38+00:00</video:publication_date>
			<video:description><![CDATA[Would a homebuyer be better off paying down their current debt than trying to save a lump sum of money for a downpayment?]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/HdJF8gc087I</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/04/hdjf8gc087i.jpg</video:thumbnail_loc>
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			<video:view_count>65</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/may-2024-spokane-real-estate-market-k5b24/</loc>
		<video:video>
			<video:title><![CDATA[May 2024 Market Update | Ale Trail 2024 Lumberbeard with Rich Prasser and Mike Hogan in Spokane, WA]]></video:title>
			<video:publication_date>2024-05-16T17:20:10+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS #4538) at Lumberbeard Brewing in Spokane, WA for Ale Trail 2024 giving us an update on all things Real Estate and Mortgage in the Spokane area. Join them as they touch on the Fed, rates, a 5 year recap, the cost of waiting to buy, and a few real estate insider tid bits.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/nnq27TBmzQ8</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/05/nnq27tbmzq8.jpg</video:thumbnail_loc>
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			<video:view_count>33</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/june-2024-spokane-real-estate-market-k5b24-4dn38/</loc>
		<video:video>
			<video:title><![CDATA[What's Going To Happen To Rates During The Election in 2024? June 2024 Market Update/May Recap]]></video:title>
			<video:publication_date>2024-06-13T23:34:52+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA giving us an update on all things Real Estate and Mortgage in the Spokane area. Join them as they touch on the May recap, what rates are going to do during the election, and what that means for you as a buyer or seller.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/G8wR6NyycxU</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/06/g8wr6nyycxu.jpg</video:thumbnail_loc>
			<video:duration>520</video:duration>
			<video:view_count>42</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/july-2024-spokane-real-estate-market-k5b24-4dn38-g5ggj/</loc>
		<video:video>
			<video:title><![CDATA[Creative Down Payment Hacks To Get You a Home in Spokane | July Market Update 2024]]></video:title>
			<video:publication_date>2024-07-17T18:26:28+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA giving us an update on all things Real Estate and Mortgage in the Spokane area at Perry Street Brewery. Join them as they chat about creative ways to get down payment assistance, the market update, Pacific Homes Northwest, and buying dirt!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/x7RPqXwdtPE</video:player_loc>
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			<video:duration>544</video:duration>
			<video:view_count>17</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/august-2024-spokane-real-estate-market/</loc>
		<video:video>
			<video:title><![CDATA[Could The Stars Be Aligning in The Real Estate Market For You? | August Market Update 2024]]></video:title>
			<video:publication_date>2024-08-16T21:43:46+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA giving us an update on all things Real Estate and Mortgage in the Spokane area at No-Li Brewery. Join them as they chat about the market update for July, Rates, and the no-fit intervention.]]></video:description>
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			<video:duration>472</video:duration>
			<video:view_count>28</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/september-real-estate-market-update-2024/</loc>
		<video:video>
			<video:title><![CDATA[Could Rates Get You Into A House Now? | September Market Update 2024]]></video:title>
			<video:publication_date>2024-09-18T21:13:24+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA giving us an update on all things Real Estate and Mortgage in the Spokane area at Black Label Brewing Company. Join them as they chat about the market update for August, Rates, and the Fed!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/PHIliinQ8C0</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/09/philiinq8c0.jpg</video:thumbnail_loc>
			<video:duration>719</video:duration>
			<video:view_count>19</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/october-real-estate-market-update-2024/</loc>
		<video:video>
			<video:title><![CDATA[What could a Jumbo Loan Do For You? | October Market Update 2024]]></video:title>
			<video:publication_date>2024-10-15T16:00:48+00:00</video:publication_date>
			<video:description><![CDATA[Brandon Marchand and Mike Hogan (NMLS # 4538) in Spokane, WA giving us an update on all things Real Estate and Mortgage in the Spokane area. Join them as they chat about the market update for October, News about Mike, Jumbo loans, and PIES!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/JO_rn8ygeDo</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/10/jo_rn8ygedo.jpg</video:thumbnail_loc>
			<video:duration>386</video:duration>
			<video:view_count>19</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/november-real-estate-market-update-2024/</loc>
		<video:video>
			<video:title><![CDATA[Do You Qualify for an Asset Depletion Loan? | November Market Update 2024]]></video:title>
			<video:publication_date>2024-11-20T22:36:24+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA giving us an update on all things Real Estate and Mortgage in the Spokane area at Benedito's Brewpub on Sprague. Join them as they chat about the market update for November, Rates, the Fed, the Election and our Special Guest: Allison Aahl.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/ppNOLlNSdIQ</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/11/ppnollnsdiq.jpg</video:thumbnail_loc>
			<video:duration>693</video:duration>
			<video:view_count>64</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/december-real-estate-market-update-2024/</loc>
		<video:video>
			<video:title><![CDATA[Could a Bridge Loan Fit Your Needs? | December Market Update 2024]]></video:title>
			<video:publication_date>2024-12-19T19:59:15+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Jack and Dan's. Join them as they chat about the market update for December, Rates, Bridge Loans, our new Investment Company: INW Home Buyer, and our Special Guest: AJ Nelson.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/R9R_vbJazd4</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/12/r9r_vbjazd4.jpg</video:thumbnail_loc>
			<video:duration>721</video:duration>
			<video:view_count>25</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/january-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[What Does $15,000 Mean To You? | January 2025 Market Update]]></video:title>
			<video:publication_date>2025-01-22T17:55:07+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Dear Coco. Join them as they chat about the market update for January, a heartfelt story on what your dream home could be worth, and the current market.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/SA9jeqF10hI</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/01/sa9jeqf10hi.jpg</video:thumbnail_loc>
			<video:duration>422</video:duration>
			<video:view_count>15</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/february-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[How Well Do You Know Us? | February 2025 Market Update]]></video:title>
			<video:publication_date>2025-02-13T22:16:08+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at The Shop. Join them as they chat about the market update for February and a little 'get to know us'. Is there content you'd like to hear about that we haven't covered? Comment below!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/DFKDU-oYmDo</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/02/dfkdu-oymdo.jpg</video:thumbnail_loc>
			<video:duration>495</video:duration>
			<video:view_count>10</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/march-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[They LIED to You About the Housing Market! (Heres The Truth) | March 2025 Market Update]]></video:title>
			<video:publication_date>2025-03-17T23:12:19+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Blissful Blends. Join them as they chat about the market update for March and what owning a home in our current economy means.Is there content you'd like to hear about that we haven't covered? Comment below!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/uA6x4Xa0BN4</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/03/ua6x4xa0bn4.jpg</video:thumbnail_loc>
			<video:duration>465</video:duration>
			<video:view_count>117</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/april-2025-market-update-m3xet/</loc>
		<video:video>
			<video:title><![CDATA[What Just Happened To The Housing Market?! | April 2025 Market Update]]></video:title>
			<video:publication_date>2025-04-17T22:48:33+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Arcto's Coffee and Roasting Company. Join them as they chat about the market update for March and what tariffs are doing to the housing market. Is there content you'd like to hear about that we haven't covered? Comment below!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/IorijckhaJw</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/04/iorijckhajw.jpg</video:thumbnail_loc>
			<video:duration>756</video:duration>
			<video:view_count>37</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/may-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[The Secret On How To Get a 5% Rate (We'll Tell You!) | May 2025 Market Update]]></video:title>
			<video:publication_date>2025-05-14T22:35:34+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at The Little Garden Cafe (formerly known as The Ultimate Bagel). Join them as they chat about the market update for April and how YOU can get a 5% rate in this market.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/ST__NSSGTOw</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/05/st__nssgtow.jpg</video:thumbnail_loc>
			<video:duration>349</video:duration>
			<video:view_count>16</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/june-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[Is Spokane Going through 2008 All Over Again? | May 2025 Market Update]]></video:title>
			<video:publication_date>2025-06-17T18:44:31+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Wake Up Call in the U-District. Join them as they chat about the market update for May and if we're going headed towards another market crash.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/bxMjpKAWfb4</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/06/bxmjpkawfb4.jpg</video:thumbnail_loc>
			<video:duration>705</video:duration>
			<video:view_count>79</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/june-2025-market-update-csel3/</loc>
		<video:video>
			<video:title><![CDATA[Is The State Of The 30 Year Mortgage Going To Drop Rates? | June 2025 Market Update]]></video:title>
			<video:publication_date>2025-07-21T19:01:34+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Clark's Fork. Join them as they chat about the market update for July and if the 30 year mortgage is going to drop rates.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/VA0TXkWbEis</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/07/va0txkwbeis.jpg</video:thumbnail_loc>
			<video:duration>612</video:duration>
			<video:view_count>27</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/july-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[Are Rates Finally Dropping Down To 3%? | July 2025 Market Update]]></video:title>
			<video:publication_date>2025-08-15T22:57:54+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Chimney Rock Mortgage. Join them as they chat about the market update for July and if rates are finally going to drop.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/nm33-jywLs0</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/08/nm33-jywls0-1.jpg</video:thumbnail_loc>
			<video:duration>735</video:duration>
			<video:view_count>64</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/july-2025-market-update-56xjf/</loc>
		<video:video>
			<video:title><![CDATA[Are Rates Finally Dropping Down To 3%? | July 2025 Market Update (Copy)]]></video:title>
			<video:publication_date>2025-08-19T17:52:03+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Chimney Rock Mortgage. Join them as they chat about the market update for July and if rates are finally going to drop.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/nm33-jywLs0</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/08/nm33-jywls0.jpg</video:thumbnail_loc>
			<video:duration>735</video:duration>
			<video:view_count>64</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/august-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[Which would you choose? $80 or A Home | August 2025 Market Update]]></video:title>
			<video:publication_date>2025-09-12T18:52:22+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at The Bearded Ginger. Join them as they chat about the market update for August!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/nHILQEgypLc</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/09/nhilqegyplc.jpg</video:thumbnail_loc>
			<video:duration>455</video:duration>
			<video:view_count>61</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/september-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[Buy The Rumor, Sell The News | September 2025 Market Update]]></video:title>
			<video:publication_date>2025-10-15T22:26:33+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Indaba. Join them as they chat about the market update for September, the Fed funds Rates, and Arms!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/_oY8-jcGSJg</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/10/oy8-jcgsjg.jpg</video:thumbnail_loc>
			<video:duration>1048</video:duration>
			<video:view_count>30</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/october-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[✨ Our 2026 Real Estate Market Predictions ✨ | October 2025 Market Update]]></video:title>
			<video:publication_date>2025-11-17T22:53:44+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at Neato Burrito (where they have GIANT burritos). Join them as they chat about the market update for October and their predictions for the 2026 Real Estate Market trends.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/567r4IuGbZM</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/11/567r4iugbzm.jpg</video:thumbnail_loc>
			<video:duration>564</video:duration>
			<video:view_count>128</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/november-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[A 2025 Market Recap &amp; What's In Store for 2026 | November 2025 Market Update]]></video:title>
			<video:publication_date>2025-12-15T19:34:10+00:00</video:publication_date>
			<video:description><![CDATA[Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real Estate and Mortgage in the Spokane area at No-Li Tap House. Join them as they chat about the market recap for the year of 2025 and their predictions for the 2026 Real Estate Market.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/vfnz1LtIrbE</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2025/12/vfnz1ltirbe.jpg</video:thumbnail_loc>
			<video:duration>593</video:duration>
			<video:view_count>63</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/how-to-buy-a-house-within-the-next-year/</loc>
		<video:video>
			<video:title><![CDATA[How to Buy A Home Within The Next Year!]]></video:title>
			<video:publication_date>2023-11-04T21:06:48+00:00</video:publication_date>
			<video:description><![CDATA[Giving yourself time to plan and prepare for your home purchase is essential to having a smooth process. To do this effectively, we always recommend you]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/ku2xgo6XQhY</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/ku2xgo6xqhy.jpg</video:thumbnail_loc>
			<video:duration>126</video:duration>
			<video:view_count>21</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/why-isnt-my-offer-getting-accepted/</loc>
		<video:video>
			<video:title><![CDATA[Why isn't my offer getting accepted?]]></video:title>
			<video:publication_date>2023-11-04T21:04:41+00:00</video:publication_date>
			<video:description><![CDATA[The housing market is seriously competitive right now. Tons of buyers, maybe even yourself included, have gone through the heartache of finding the]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/Z2xCimVX-xw</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/z2xcimvx-xw.jpg</video:thumbnail_loc>
			<video:duration>94</video:duration>
			<video:view_count>16</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/do-i-need-to-put-20-down-to-buy-a-house/</loc>
		<video:video>
			<video:title><![CDATA[Do I need to put 20% down to buy a House?]]></video:title>
			<video:publication_date>2023-11-04T21:00:44+00:00</video:publication_date>
			<video:description><![CDATA[pect to put 20% down in order to be able to finance the purchase of their home. This simply isn't true. There are lots of great lending options out there]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/tITrmGIfwvU</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/titrmgifwvu.jpg</video:thumbnail_loc>
			<video:duration>75</video:duration>
			<video:view_count>4</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/how-to-choose-a-mortgage-lender/</loc>
		<video:video>
			<video:title><![CDATA[How to Choose A Mortgage Lender]]></video:title>
			<video:publication_date>2023-11-04T20:58:25+00:00</video:publication_date>
			<video:description><![CDATA[If you've ever bought or tried to buy a home, you've probably been told to meet with a lender first, but not much else after that. How do you choose the]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/0iqQC5QqOfY</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/0iqqc5qqofy.jpg</video:thumbnail_loc>
			<video:duration>120</video:duration>
			<video:view_count>22</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/do-i-need-to-get-a-home-inspection/</loc>
		<video:video>
			<video:title><![CDATA[Do I need an inspection?]]></video:title>
			<video:publication_date>2023-11-04T20:53:37+00:00</video:publication_date>
			<video:description><![CDATA[The home inspection is one of the most important part of the homebuying process, and chances are you won't be buying your next home without needing a home]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/fu_JaJTqWyQ</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/fu_jajtqwyq.jpg</video:thumbnail_loc>
			<video:duration>108</video:duration>
			<video:view_count>6</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-is-the-point-of-a-point/</loc>
		<video:video>
			<video:title><![CDATA[What is the point of a point?]]></video:title>
			<video:publication_date>2023-11-04T20:38:40+00:00</video:publication_date>
			<video:description><![CDATA[We often hear people talking about points in terms of interest rates, but do you know what a point is? Does anybody really know what a point is? That’s okay, we take the time to learn this stuff so you don’t have to. Points can work in your favor though, let us show you how!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/91RLFPuj0kU</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/91rlfpuj0ku.jpg</video:thumbnail_loc>
			<video:duration>129</video:duration>
			<video:view_count>14</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/prepare-for-inspection/</loc>
		<video:video>
			<video:title><![CDATA[How do I prepare for My Home Inspection?]]></video:title>
			<video:publication_date>2024-02-02T22:28:36+00:00</video:publication_date>
			<video:description><![CDATA[The home inspection can be a daunting process for most sellers, especially if they are not sure what an inspection is or what the process is supposed to be like. Inspections are a totally normal part of the home selling or homebuying process. Brandon and Rich walk you through how to be prepared for your next inspection.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/SAtOkurA9rQ</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/02/satokura9rq.jpg</video:thumbnail_loc>
			<video:duration>170</video:duration>
			<video:view_count>8</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-happens/</loc>
		<video:video>
			<video:title><![CDATA[What happens when we decide to work together to sell your house?]]></video:title>
			<video:publication_date>2024-01-11T23:32:00+00:00</video:publication_date>
			<video:description><![CDATA[Listing your house can be stressful, which is why having an experienced agent who is familiar with the process can be so helpful. We have over 17 years of experience buying and selling real estate, knowing the process inside and out, so you will always know what to expect next.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/uMC9Z9L0Kvk</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/01/umc9z9l0kvk.jpg</video:thumbnail_loc>
			<video:duration>132</video:duration>
			<video:view_count>3</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/will-i-be-homeless/</loc>
		<video:video>
			<video:title><![CDATA[What if I sell my House and can't find a new House? Will I be Homeless?]]></video:title>
			<video:publication_date>2024-01-06T00:26:42+00:00</video:publication_date>
			<video:description><![CDATA[With the housing market boom since the pandemic, it has become common to hear people say they want to move, or maybe even need to move, but they can't because there is no where for them to go. Maybe they are concerned they won't be able to find another place. Well, good news. As real estate brokers, we can protect you from this. Let us explain how.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/iZOVIlEcezg</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/01/izovilecezg.jpg</video:thumbnail_loc>
			<video:duration>258</video:duration>
			<video:view_count>38</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-is-a-cma/</loc>
		<video:video>
			<video:title><![CDATA[Why you NEED a CMA!]]></video:title>
			<video:publication_date>2024-01-06T00:24:24+00:00</video:publication_date>
			<video:description><![CDATA[Real Estate Agents, especially ones who are interested in listing your home, should be presenting you with a CMA, or Comparative Market Analysis, to inform you and allow both you and your agent to make the best decision possible.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/2W8NcyaPkjA</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/01/2w8ncyapkja.jpg</video:thumbnail_loc>
			<video:duration>167</video:duration>
			<video:view_count>30</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/10-out-of-10-condition/</loc>
		<video:video>
			<video:title><![CDATA[How can I make my house a 10 out of 10 condition?]]></video:title>
			<video:publication_date>2024-01-04T23:19:00+00:00</video:publication_date>
			<video:description><![CDATA[The better condition your home is in, the closer you will be able to get to top dollar when it comes time to sell. What are the most important things you can do to get your house in a 10 out of 10, ready to sell, condition?]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/YFWqzUHVz_c</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/01/yfwqzuhvz_c.jpg</video:thumbnail_loc>
			<video:duration>248</video:duration>
			<video:view_count>16</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/why-buying-a-house-just-got-14-cheaper-december-2025-market-update/</loc>
		<video:video>
			<video:title><![CDATA[Why Buying a House Just Got 14% CHEAPER 📉 | December 2025 Market Update ~ Spokane]]></video:title>
			<video:publication_date>2026-01-20T00:28:03+00:00</video:publication_date>
			<video:description><![CDATA[https://youtu.be/EnLL0-ifhYk?si=unlrekI2cLnXgTv1 Rich Prasser and Mike Hogan (NMLS # 4538) in Spokane, WA, are giving us an update on all things Real]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/EnLL0-ifhYk</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2026/01/enll0-ifhyk.jpg</video:thumbnail_loc>
			<video:duration>405</video:duration>
			<video:view_count>69</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Jack &amp; Dan's]]></video:tag>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:tag><![CDATA[North Idaho]]></video:tag>
			<video:tag><![CDATA[Rich and Mike]]></video:tag>
			<video:tag><![CDATA[spokane]]></video:tag>
			<video:tag><![CDATA[Spokane Market Update]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/h0ku654/'>Hokuloa Beebe</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/is-the-fed-chair-finally-going-to-lower-rates-january-2026-market-update/</loc>
		<video:video>
			<video:title><![CDATA[Is the Fed Chair Finally Going To Lower Rates? | January 2026 Market Update]]></video:title>
			<video:publication_date>2026-02-06T00:25:12+00:00</video:publication_date>
			<video:description><![CDATA[https://www.youtube.com/embed/DKMydzzZB3c Welcome to our February 2026 newsletter! This month, we’re coming to you from Pint House Burgers and Brews (at]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/DKMydzzZB3c</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2026/02/dkmydzzzb3c.jpg</video:thumbnail_loc>
			<video:duration>495</video:duration>
			<video:view_count>107</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[2026]]></video:tag>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:tag><![CDATA[North Idaho]]></video:tag>
			<video:tag><![CDATA[Pint House Burgers &amp; Brews]]></video:tag>
			<video:tag><![CDATA[Rich and Mike]]></video:tag>
			<video:tag><![CDATA[spokane]]></video:tag>
			<video:tag><![CDATA[Spokane Valley]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/h0ku654/'>Hokuloa Beebe</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/stop-waiting-for-a-housing-crash-watch-this-instead-february-2026-market-update/</loc>
		<video:video>
			<video:title><![CDATA[Stop Waiting for a Housing Crash (Watch This Instead!) | February 2026 Market Update]]></video:title>
			<video:publication_date>2026-03-06T20:01:03+00:00</video:publication_date>
			<video:description><![CDATA[https://www.youtube.com/embed/85qI1Dre1pI We are back with your monthly real estate and mortgage update! This month, we sat down at one of our absolute]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/85qI1Dre1pI</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2026/03/85qi1dre1pi.jpg</video:thumbnail_loc>
			<video:duration>272</video:duration>
			<video:view_count>42</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[2026 Market Update]]></video:tag>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:tag><![CDATA[Rich and Mike]]></video:tag>
			<video:tag><![CDATA[Spokane Food]]></video:tag>
			<video:tag><![CDATA[Spokane Real Estate]]></video:tag>
			<video:tag><![CDATA[Spokane Restaurants]]></video:tag>
			<video:tag><![CDATA[The Flying Goat]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/h0ku654/'>Hokuloa Beebe</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/the-scary-truth-about-oil-prices-and-your-future-mortgage-april-2026-market-update/</loc>
		<video:video>
			<video:title><![CDATA[The Scary Truth About Oil Prices and Your Future Mortgage | March 2026 Market Update]]></video:title>
			<video:publication_date>2026-04-03T19:01:19+00:00</video:publication_date>
			<video:description><![CDATA[https://www.youtube.com/embed/MrmPyFaTbTo Welcome back to our monthly real estate and mortgage update! This month, we sat down at one of our favorite]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/MrmPyFaTbTo</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2026/04/mrmpyfatbto.jpg</video:thumbnail_loc>
			<video:duration>449</video:duration>
			<video:view_count>66</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Coffee]]></video:tag>
			<video:tag><![CDATA[Hatch Beaker + Burr]]></video:tag>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:tag><![CDATA[Rich and Mike]]></video:tag>
			<video:tag><![CDATA[Saranac Commons]]></video:tag>
			<video:tag><![CDATA[Spokane Real Estate]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/h0ku654/'>Hokuloa Beebe</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/%f0%9f%9a%a8-the-cost-of-waiting-why-spokane-homebuyers-are-losing-thousands-april-2026-market-update/</loc>
		<video:video>
			<video:title><![CDATA[🚨 The Cost of Waiting: Why Spokane Homebuyers Are Losing THOUSANDS! | April 2026 Market Update]]></video:title>
			<video:publication_date>2026-05-14T22:57:50+00:00</video:publication_date>
			<video:description><![CDATA[https://www.youtube.com/embed/U4-GU_3a13A Welcome back to our monthly deep dive into the Spokane real estate and mortgage markets! For our April update,]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/U4-GU_3a13A</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2026/05/u4-gu_3a13a.jpg</video:thumbnail_loc>
			<video:duration>507</video:duration>
			<video:view_count>34</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Chimney Rock Mortgage]]></video:tag>
			<video:tag><![CDATA[Downtown Spokane]]></video:tag>
			<video:tag><![CDATA[Kendall Yards]]></video:tag>
			<video:tag><![CDATA[May 2026]]></video:tag>
			<video:tag><![CDATA[Mike Hogan]]></video:tag>
			<video:tag><![CDATA[Monthly Newsletter]]></video:tag>
			<video:tag><![CDATA[Rich and Mike]]></video:tag>
			<video:tag><![CDATA[Rich Prasser]]></video:tag>
			<video:tag><![CDATA[spokane]]></video:tag>
			<video:tag><![CDATA[Tamale Box]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/h0ku654/'>Hokuloa Beebe</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/spokane-home-prices-skyrocketed-in-6-months-are-we-in-a-buyers-market-may-2026-market-update/</loc>
		<video:video>
			<video:title><![CDATA[Spokane Home Prices SKYROCKETED in 6 Months… But Are We Secretly Entering a BUYER'S MARKET?! | May 2026 Market Update]]></video:title>
			<video:publication_date>2026-06-08T22:44:48+00:00</video:publication_date>
			<video:description><![CDATA[https://www.youtube.com/embed/dJAch4Rimh4 Welcome to the May Spokane Real Estate &amp; Mortgage Update! Coming to you straight from The Burrito House!]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/dJAch4Rimh4</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2026/06/djach4rimh4.jpg</video:thumbnail_loc>
			<video:duration>497</video:duration>
			<video:view_count>63</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[burrito house]]></video:tag>
			<video:tag><![CDATA[market update]]></video:tag>
			<video:tag><![CDATA[Mike Hogan]]></video:tag>
			<video:tag><![CDATA[Rich Prasser]]></video:tag>
			<video:tag><![CDATA[spokane housing market]]></video:tag>
			<video:tag><![CDATA[Spokane Real Estate]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/h0ku654/'>Hokuloa Beebe</video:uploader>
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	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/june-real-estate-market-update-navigating-prices-inventory-and-rates/</loc>
		<video:video>
			<video:title><![CDATA[June Spokane Real Estate Market Update: Navigating Prices, Inventory, and Rates]]></video:title>
			<video:publication_date>2026-07-09T21:32:12+00:00</video:publication_date>
			<video:description><![CDATA[Spokane's median home price dipped to $427,000 in June as inventory rose 13% year-over-year. See what it means for buyers, sellers, and mortgage rates.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/dqYkMegMVtw</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2026/07/dqykmegmvtw.jpg</video:thumbnail_loc>
			<video:duration>655</video:duration>
			<video:view_count>71</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Burgers]]></video:tag>
			<video:tag><![CDATA[Monthly Newsletter]]></video:tag>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:tag><![CDATA[Perry Street Lantern]]></video:tag>
			<video:tag><![CDATA[Rich &amp; Mike]]></video:tag>
			<video:tag><![CDATA[Rich Prasser]]></video:tag>
			<video:tag><![CDATA[Spokane Home Guy Group]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/h0ku654/'>Hokuloa Beebe</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/spokane-real-estate-update-housing-inventory-is-piling-up-july-2026/</loc>
		<video:video>
			<video:title><![CDATA[Spokane Real Estate Update July 2026: Housing Inventory is PILING UP!]]></video:title>
			<video:publication_date>2026-08-07T23:50:35+00:00</video:publication_date>
			<video:description><![CDATA[Here is your Spokane real estate market update for July 2026! Spokane's active listings have climbed to roughly 3,900 homes this July—a 12% to 15%]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/e5FeX_dp3sU</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2026/08/e5fex_dp3su.jpg</video:thumbnail_loc>
			<video:duration>294</video:duration>
			<video:view_count>22</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Food]]></video:tag>
			<video:tag><![CDATA[Housing Inventory]]></video:tag>
			<video:tag><![CDATA[Newsletter]]></video:tag>
			<video:tag><![CDATA[Rich and Mike]]></video:tag>
			<video:tag><![CDATA[spokane]]></video:tag>
			<video:tag><![CDATA[Spokane Real Estate]]></video:tag>
			<video:tag><![CDATA[The Elk Public House]]></video:tag>
			<video:tag><![CDATA[Spokane real estate market update July 2026]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/h0ku654/'>Hokuloa Beebe</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-is-down-payment-assistance-ypc3j/</loc>
		<video:video>
			<video:title><![CDATA[What Is Down Payment Assistance in Washington? A Spokane Buyer's Guide]]></video:title>
			<video:publication_date>2023-12-02T17:06:06+00:00</video:publication_date>
			<video:description><![CDATA[Wondering how to buy a house without a huge savings account? Down payment assistance covers your upfront costs in Washington through deferred loans or grants.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/5Hb4S7g6h8E</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/12/5hb4s7g6h8e.jpg</video:thumbnail_loc>
			<video:duration>69</video:duration>
			<video:view_count>9</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Down Payment Assistance in Washington]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/when-should-i-sell/</loc>
		<video:video>
			<video:title><![CDATA[When Is the Best Time to Sell a House in Washington? A Spokane Seller's Guide]]></video:title>
			<video:publication_date>2024-01-02T22:09:00+00:00</video:publication_date>
			<video:description><![CDATA[The best time to sell your home in Washington depends primarily on your personal situation. Market data shows home prices stay steady across all four seasons.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/Rkn0XBf0nzM</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/01/rkn0xbf0nzm.jpg</video:thumbnail_loc>
			<video:duration>254</video:duration>
			<video:view_count>35</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Best Time to Sell a House in Washington]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-is-an-appraisal/</loc>
		<video:video>
			<video:title><![CDATA[What Is an Appraisal in Real Estate? A Spokane Buyer’s Guide]]></video:title>
			<video:publication_date>2023-12-11T22:17:26+00:00</video:publication_date>
			<video:description><![CDATA[An appraisal is an independent, third-party valuation of a home's true worth. Lenders require this step to verify the property matches your loan amount.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/932MRCym6Zw</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/12/932mrcym6zw.jpg</video:thumbnail_loc>
			<video:duration>70</video:duration>
			<video:view_count>15</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Appraisal in Real Estate]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/mutual-acceptance-2/</loc>
		<video:video>
			<video:title><![CDATA[What Does Mutual Acceptance Mean in Washington Real Estate?]]></video:title>
			<video:publication_date>2024-03-08T22:57:40+00:00</video:publication_date>
			<video:description><![CDATA[Mutual acceptance means buyers and sellers have agreed to all terms and signed the contract. Learn what to do (and what not to do) next to close your home.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/MkMdk5rC0Dc</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/03/mkmdk5rc0dc.jpg</video:thumbnail_loc>
			<video:duration>119</video:duration>
			<video:view_count>96</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Mutual Acceptance in Washington Real Estate]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/completing-inspection/</loc>
		<video:video>
			<video:title><![CDATA[What Happens After the Home Inspection in Spokane?]]></video:title>
			<video:publication_date>2024-03-08T22:55:49+00:00</video:publication_date>
			<video:description><![CDATA[Completing the home inspection is the hardest part of a real estate contract. Next, we move on to the appraisal, final underwriting, and agreed-upon repairs.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/8zxjIfaNIE8</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/03/8zxjifanie8.jpg</video:thumbnail_loc>
			<video:duration>75</video:duration>
			<video:view_count>63</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Home Inspection in Spokane]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/removing-my-stuff/</loc>
		<video:video>
			<video:title><![CDATA[Do I Need to Remove My Stuff When Selling My House in Spokane?]]></video:title>
			<video:publication_date>2024-01-15T23:34:15+00:00</video:publication_date>
			<video:description><![CDATA[Yes, you should remove as much clutter as possible. Buyers want to see the actual space, not your personal items, so clearing countertops and closets helps.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/RIndWhtsddo</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2024/01/rindwhtsddo.jpg</video:thumbnail_loc>
			<video:duration>133</video:duration>
			<video:view_count>7</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Remove My Stuff When Selling My House]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-is-down-payment-assistance/</loc>
		<video:video>
			<video:title><![CDATA[What Is Down Payment Assistance in Washington? A Spokane Buyer's Guide]]></video:title>
			<video:publication_date>2023-11-04T21:08:47+00:00</video:publication_date>
			<video:description><![CDATA[Down payment assistance acts as a silent second mortgage that covers your down payment, meaning you can buy a home without using your own out-of-pocket cash.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/5X-yXORMtCU</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/5x-yxormtcu.jpg</video:thumbnail_loc>
			<video:duration>161</video:duration>
			<video:view_count>11</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:tag><![CDATA[Down Payment Assistance in Washington]]></video:tag>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/what-is-earnest-money/</loc>
		<video:video>
			<video:title><![CDATA[What Is Earnest Money? A Spokane Buyer's Guide]]></video:title>
			<video:publication_date>2023-11-04T20:56:23+00:00</video:publication_date>
			<video:description><![CDATA[Earnest money is a good faith deposit you put down when making an offer on a home. It shows the seller you are serious about moving through the process.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/0eaUFwy1MLU</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/11/0eaufwy1mlu.jpg</video:thumbnail_loc>
			<video:duration>97</video:duration>
			<video:view_count>23</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://blog.spokanehomeguy.com/how-do-we-find-you-the-perfect-home/</loc>
		<video:video>
			<video:title><![CDATA[How Do We Find You the Perfect Home in Spokane?]]></video:title>
			<video:publication_date>2023-12-11T22:20:15+00:00</video:publication_date>
			<video:description><![CDATA[We find your perfect Spokane home by searching the MLS, checking expired listings, and proactively contacting off-market sellers in your desired area.]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/h-ltPxh2rwA</video:player_loc>
			<video:thumbnail_loc>https://blog.spokanehomeguy.com/wp-content/uploads/2023/12/h-ltpxh2rwa.jpg</video:thumbnail_loc>
			<video:duration>76</video:duration>
			<video:view_count>5</video:view_count>
			<video:width>480</video:width>
			<video:height>270</video:height>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info='https://blog.spokanehomeguy.com/author/rich-prasser/'>Rich Prasser</video:uploader>
		</video:video>
	</url>
</urlset>
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